FIRST ALTERNATIVE

EXTRACT FROM fiirst alternative PRESS RELEASE

22/11/2004

Purchasing your child a car for Xmas?

fiirst alternative motor insurance suggests parents on ascertaining it's a cracker not a turkey

Parents frequently aid their newly roadworthy children to choose an automoblie, nevertheless recent polls from fiirst alternative car insurance displays that if you are planning on surprising your child with a new auto this Noel, you need to pick out carefully to ensure your kind present does not stall at the first turning point

Economical or attention-getting?
fiirst alternative automobile insurance undertook a comprehensive independent survey* of young drivers to investigate what functions they may view important in a first car.

The fiirst alternative motorcar insurance survey revealed;-

• that 84% said dependability as an important deciding element, to stay away from the need for expensive repair bills
• the cost of auto insurance is significant on the agenda, with eighty one percent saying they would take this into consideration
• just about three-quarters (74%) of young motorists see fuel efficiency as an important factor

fiirst alternative vehicle insurance also claim

seventy-nine per cent stated the way the car appears is critical, and over half (58%) said the motorcars performance and velocity is an imperative deciding factor, with sixty six perecnt saying comfort and interior area are a top priority.

fiirst alternative car insurance advise parents to :-

• Look into automobile websites such as www.topgear.com for the most recent reviews and important data about all makes and models
• Purchase a set of wheels magazine or two. Most are bursting with advice on choosing a new car, most common pit-falls and cash drains to look out for. Magazine Subscriptions

Extra advise from fiirst alternative car insurance.

• On the chance that you're not sure what you're looking for, take along a vehicle enthusiast pal or ask a auto-mechanic to assess the car for you prior to you part with your cash. Better still get the AA or RAC to check it out.
• While cost may become the ultimate decided element, consider your child's lifestyle before choosing a motorcar for them. fiirst alternative give the example -A small run around may be cheap and 'a doddle' to drive, but won't be ideal someone whose pursuits are windsurfing or horse riding, whereas a larger car could be more suitable.

What about the fiirst alternative vehicle insurance?

Both young car owners, and their parents, told fiirst alternative that the cost of auto insurance was a principal deciding element in choosing a car. motorcar insurance can be expensive for freshly qualified young drivers, so fiirst alternative advise:- how do you keep the insurance premium lower?

• Confirm the insurance group of the car you want before you purchase it. The Association of British Insurers ranks all automobiles on a scale of 1 to 20, with automobiles rated at the lower end of the scale pulling lower auto insurance prices.
• Consider increasing the voluntary excess, which will reduce your basic premium (whilst you must make sure this amount is affordable for you in the outcome you do have to make a claim).

fiirst alternative motor insurance also advise

• If you won't do several miles annually, make sure you advise your insurance company and hunt for a policy that takes this into account.
• Consider 3rd party, fire and theft automobile insurance coverage if your car is old/less valuable.
• Hunt around - this is specially important for young drivers, as the higher perceived risk they exemplify means there could be huge differences in automobile insurance quotes from insurance company to insurance company.
• 'Keep your nose clean' - a no-claims discount is the easiest and best way to cut down your premium quotation fiirst alternative motorcar insurance.

*YouGov interviewed a random selection of motorists aged 18 - 25 and parents of children aged 18-25 via telephone omnibus survey between 12th and 15th Nov 2004 .

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