FIRST ALTERNATIVE

EXTRACT FROM firdtalternative PRESS RELEASE

22/11/2004

Buying your child a car for Xmas?

firdtalternative motor insurance suggests parents on checking it's a cracker not a turkey

Parents normally help out their freshly roadworthy children to choose a motor, nonetheless fresh reports commissioned by firdtalternative vehicle insurance shows that if you are planning on surprising your child with a fresh motorcar this Noel, you must pick out cautiously to make sure your openhearted gift does not stall at the first corner.

Economical or eye catching?
firdtalternative car insurance undertook a comprehensive independent study* of young motorists to investigate what features they might conceive important in a first car.

The firdtalternative automobile insurance study divulged;-

• that eighty four percent stated dependability as an important deciding element, to keep away from the necessity for costly repair charges
• the cost of auto insurance is significant on the agenda, with 81% saying they would take this into consideration
• nearly three-quarters (74%) of young drivers consider fuel efficiency as an essential factor

firdtalternative motorcar insurance also claim

79% said the way the car looks is critical, and over half (58%) declared the motorcars performance and velocity is an important deciding component, with sixty six perecnt expressing comfort and interior area are a top priority.

firdtalternative motor insurance advise parents to :-

• Check over car websites such as www.topgear.com for the up-to-date reviews and important info about all makes and models
• Obtain a automobile magazine or two. Most are plentiful with advice on selecting a new car, common pit-falls and money drains to look out for. Magazine Subscriptions

Other advise from firdtalternative motorcar insurance.

• If you're in a quandary as to what you are looking for, with you a motor enthusiast friend or ask a automobile mechanic to check the car for you before you part with your money. Better still get the AA or RAC to check it out.
• While cost may become the final decided factor, consider your son or daughter's life-style before choosing a car for them. firdtalternative give the example -A small run around may be cheap and 'a walk in the park' to drive, but won't be ideal someone whose pursuits are windsurfing or horse riding, where a bigger auto will be more suitable.

What about the firdtalternative motorcar insurance?

Both young drivers, and their parents, informed firdtalternative that the price of motor insurance was a top deciding ingredient in selecting a car. vehicle insurance can be costly for newly qualified young motorists, so firdtalternative advise:- how do you keep the cost trimmed back?

• Check into the insurance group of the car you want before you purchase it. The Association of British Insurers ranks all motorcars on a scale of 1 to 20, with motorcars rated at the lower end of the scale drawing lower car insurance costs.
• Consider increasing your voluntary excess, which will cut down your basic premium (however you must make sure this amount is affordable for you in the event you do have to make a claim).

firdtalternative auto insurance also advise

• If you won't do several miles yearly, be sure you tell your insurance firm and search for a policy that takes this into consideration.
• Consider 3rd party, fire and theft auto insurance coverage if your car is old/less valuable.
• Hunt around - this is specially important for young motorists, as the higher perceived risk they stand for means there might be vast differences in vehicle insurance quotes from insurance underwriter to insurance underwriter.
• 'Keep your nose clean' - a no-claims discount is the easiest and best way to cut down your premium figure firdtalternative motorcar insurance.

*YouGov interviewed a sample choice of motorists aged 18 - 25 and parents of children aged 18-25 via telephone omnibus study between 12th and 15th Nov 2004 .

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