FIRST ALTERNATIVE

EXTRACT FROM firsg alternative PRESS RELEASE

22/11/2004

Getting your child a car for Xmas?

firsg alternative vehicle insurance advises parents on ensuring it's a cracker not a turkey

Parents typically help out their freshly roadworthy children to purchase a car, however up to date surveys completed for firsg alternative auto insurance indicates that if you are planning on surprising your child with a new motorcar this Noel, you must choose with caution to ensure your kind gift does not stall at the first hurdle

Economical or cool?
firsg alternative car insurance undertook a comprehensive independent review* of young drivers to investigate what features they may reckon important in a first car.

The firsg alternative automobile insurance review disclosed;-

• that 84% stated dependability as an essential deciding element, to avoid the need for expensive repair bills
• the cost of motor insurance is significant on the agenda, with 81% saying they would take this into consideration
• just about three-quarters (seventy four percent of young car owners view fuel efficiency as an essential element

firsg alternative motorcar insurance as well claim

79% stated the way the car looks is vital, and over half (58%) said the motorcars performance and speed is an important deciding factor, with sixty six perecnt stating comfort and interior area are a top priority.

firsg alternative motor insurance advise parents to :-

• Check up on car web sites such as www.topgear.com for the up-to-date reviews and essential information about all makes and models
• Obtain a car magazine or two. They're brimming with advice on picking a new car, typical pit-falls and cash drains to avoid.. Magazine Subscriptions

Further advise from firsg alternative auto insurance.

• In case you're undecided on what you're looking for, with you a vehicle enthusiast friend or ask a car-mechanic to appraise the car for you pre you part with your cash. Better still get the AA or RAC to check it out.
• Even though cost might become the elemental decided factor, view your child's life-style prior to choosing a car for them. firsg alternative give the example -A small run around may be cheap and easy to drive, but won't suit someone whose interests are windsurfing or horse riding, where a bigger motor would be more suitable.

What about the firsg alternative vehicle insurance?

Both young car owners, and their parents, advised firsg alternative that the expense of motor insurance was a top deciding factor in choosing a car. car insurance can be costly for newly qualified young drivers, so firsg alternative advise:- how do you keep the cost lower?

• Check up on the insurance group of the car you desire before you purchase it. The Association of British Insurers rates all motorcars on a scale of 1 to 20, with motorcars rated at the lower end of the scale drawing lower vehicle insurance charges.
• Consider increasing the voluntary excess, which will prune your basic premium (whilst you must ensure this amount is affordable for you in the result you do have to make a claim).

firsg alternative car insurance in addition advise

• If you won't do many miles per year, make sure you inform your provider and search for a policy that takes this into account.
• Consider 3rd party, fire and theft car insurance protection if your car is old/less valuable.
• Hunt around - this is in particular important for young car owners, as the higher perceived risk they exemplify means there could be huge differences in auto insurance prices from company to company.
• 'Keep your nose clean' - a no-claims discount is the easiest and best way to subdue your premium rate firsg alternative motorcar insurance.

*YouGov interviewed a sample choice of drivers aged 18 - 25 and parents of children aged 18-25 via telephone omnibus review between 12th and 15th November 2004 .

Amazonuk