FIRST ALTERNATIVE

EXTRACT FROM firsgalternative PRESS RELEASE

22/11/2004

Buying your child a car for Xmas?

firsgalternative motor insurance suggests parents on checking it's a cracker not a turkey

Parents frequently aid their newly road worthy children to acquire a motorcar, still fresh research commissioned by firsgalternative motorcar insurance reveals that if you're planning on surprising your child with a fresh automobile this Yuletide, you need to buy cautiously to make sure your good-hearted present does not stall at the first corner.

Economical or eye catching?
firsgalternative vehicle insurance undertook a comprehensive independent survey* of young motorists to study what functions they would view vital in a first car.

The firsgalternative automobile insurance survey displayed;-

• that eighty four percent said reliableness as an important deciding factor, to keep away from the necessity for expensive repair expenses
• the cost of auto insurance is high on the agenda, with eighty one percent stating they would take this into consideration
• about three-quarters (74%) of young motorists see fuel efficiency as an essential factor

firsgalternative car insurance in addition claim

seventy-nine per cent said the way the car appears is important, and over half (fifty eight percent stated the autos performance and velocity is an essential deciding component, with 66% expressing comfort and interior space are a top priority.

firsgalternative vehicle insurance advise parents to :-

• Check into automobile websites such as www.topgear.com for the most recent reviews and important data about all brands and models
• Purchase a motor magazine or two. They are full of advice on picking a new car, most common pit-falls and money drains to be aware of.. Magazine Subscriptions

Supplementary advise from firsgalternative automobile insurance.

• On the chance that you are unsettled on what you are looking for, take along a vehicle enthusiast mate or ask a automobile mechanic to check the car for you prior to you part with your cash. Better still get the AA or RAC to check it out.
• Although cost might become the concluding decided component, view your son or daughter's lifestyle prior to choosing a vehicle for them. firsgalternative give the example -A small hatchback may be cheap and simple to drive, but will not suit someone whose pursuits are wind surfing or horse riding, in which case a larger vehicle might be more suitable.

What about the firsgalternative car insurance?

Both young motorists, and their parents, advised firsgalternative that the expense of automobile insurance was a principal deciding component in selecting a car. motor insurance can be dear for freshly qualified young motorists, so firsgalternative advise:- how do you keep the premium trimmed back?

• Check into the insurance group of the car you want before you buy it. The Association of British Insurers ranks all cars on a scale of 1 to 20, with cars rated at the lower end of the scale attracting lower car insurance premiums.
• Consider increasing your voluntary excess, which shall trim your basic premium (although you must make sure this amount is affordable for you in the event you do have to make a claim).

firsgalternative automobile insurance also advise

• If you will not do many miles each year, be sure you advise your insurance firm and search for a policy that takes this into account.
• Consider third party, fire and theft car insurance protection if your car is old/less valuable.
• Shop around - this is specially important for young motorists, as the higher perceived risk they present means there might be vast differences in motorcar insurance quotes from insurance firm to insurance firm.
• 'Keep your nose clean' - a no-claims bonus is the easiest and best way to cut back your premium quote firsgalternative motor insurance.

*YouGov interviewed a random choice of motorists aged 18 - 25 and parents of children aged 18-25 via telephone omnibus survey between 12th and 15th Nov 2004 .

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