FIRST ALTERNATIVE

EXTRACT FROM firsralternative PRESS RELEASE

22/11/2004

Getting your child a car for Xmas?

firsralternative motor insurance advises parents on ascertaining it's a cracker not a turkey

Parents often give a helping hand to their recently road worthy children to buy a car, yet recent reports performed on behalf of firsralternative vehicle insurance displays that if you are planning on surprising your child with a new vehicle this Xmas, you must pick out with caution to ensure your good-hearted gift doesn't stall at the first hurdle

Economical or cool?
firsralternative auto insurance undertook a comprehensive independent study* of young drivers to take a look at what characteristics they might consider essential in a first car.

The firsralternative motorcar insurance study exposed;-

• that 84% stated reliableness as an important deciding component, to stay away from the necessity for costly repair bills
• the cost of car insurance is high on the agenda, with eighty one percent saying they would take this into consideration
• nearly three-quarters (74%) of young drivers see fuel efficiency as an important component

firsralternative automobile insurance additionally claim

seventy-nine per cent stated the way the car appears is important, and over half (fifty eight percent declared the car's performance and velocity is an imperative deciding element, with sixty six perecnt expressing comfort and interior space are a top priority.

firsralternative motorcar insurance advise parents to :-

• Check out motorcar internet sites such as www.topgear.com for the most recent reviews and essential data about all brands and models
• Buy a car magazine or two. They're full of advice on choosing a new car, common pit-falls and cash drains to avoid.. Magazine Subscriptions

Additional advise from firsralternative automobile insurance.

• On the chance that you are a little bewildered over what you are looking for, with you a set of wheels enthusiast pal or ask a car-mechanic to appraise the car for you prior to you part with your money. Better still get the AA or RAC to check it out.
• While cost may become the ultimate decided factor, regard your child's lifestyle before choosing a motor for them. firsralternative give the example -A small saloon may be cheap and 'a walk in the park' to drive, but will not be convenient someone whose pastimes are windsurfing or horse riding, where a larger auto will be more suitable.

What about the firsralternative auto insurance?

Both young drivers, and their parents, informed firsralternative that the cost of motorcar insurance was a key deciding element in picking a car. car insurance can be pricey for recently qualified young motorists, so firsralternative advise:- how do you keep the cost reduced?

• Substantiate the insurance group of the car you want before you purchase it. The Association of British Insurers rates all autos on a scale of 1 to 20, with autos rated at the lower end of the scale attracting lower motorcar insurance costs.
• Consider increasing your voluntary excess, which will trim your basic premium (although you must ensure this amount is affordable for you in the result you do have to make a claim).

firsralternative motorcar insurance as well advise

• If you won't do several miles per annum, be sure you tell your insurance company and hunt for a policy that takes this into consideration.
• Consider 3rd party, fire and theft motor insurance coverage if your car is old/less valuable.
• Search around - this is especially important for young drivers, as the higher perceived risk they stand for means there can be great differences in car insurance prices from insurance company to insurance company.
• 'Keep your nose clean' - a no claims discount is the easiest and best way to bring down your premium figure firsralternative automobile insurance.

*YouGov interviewed a random selection of drivers aged 18 - 25 and parents of children aged 18-25 via telephone omnibus study between 12th and 15th November 2004 .

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