FIRST ALTERNATIVE

EXTRACT FROM firsst alternative PRESS RELEASE

22/11/2004

Buying your child a car for Christmas?

firsst alternative motorcar insurance suggests parents on making sure it's a cracker not a turkey

Parents normally aid their freshly roadworthy children to purchase an automoblie, still just released surveys from firsst alternative motor insurance establishes that if you are planning on surprising your child with a new set of wheels this Xmas, you need to select with caution to make sure your openhearted gift does not stall at the first turning point

Economical or eye catching?
firsst alternative vehicle insurance undertook a comprehensive independent report* of young motorists to look into what functions they would believe imperative in a first car.

The firsst alternative automobile insurance report showed;-

• that 84% stated reliability as an essential deciding factor, to avoid the necessity for expensive repair charges
• the cost of auto insurance is high on the agenda, with 81% stating they would take this into consideration
• well-nigh three-quarters (seventy four percent of young car owners view fuel efficiency as an essential factor

firsst alternative car insurance likewise claim

seventy-nine per cent stated the way the car appears is critical, and over half (58%) said the car's performance and velocity is an important deciding component, with two thirds saying comfort and interior area are a top priority.

firsst alternative vehicle insurance advise parents to :-

• Suss out auto web sites such as www.topgear.com for the up-to-date reviews and important info about all brands and models
• Pick up a set of wheels magazine or two. Most are plentiful with advice on choosing a new car, common pit-falls and money drains to look out for. Magazine Subscriptions

More advise from firsst alternative auto insurance.

• Whenever you are in a pickle deciding what you're looking for, with you a auto enthusiast acquaintance or ask a auto-mechanic to look over the car for you before you part with your cash. Better still get the AA or RAC to check it out.
• Although cost might become the concluding decided component, regard your son or daughter's life-style prior to choosing a motorcar for them. firsst alternative give the example -A small saloon may be cheap and 'a doddle' to drive, but will not suit someone whose interests are windsurfing or horse riding, where a bigger car would be more suitable.

What about the firsst alternative motor insurance?

Both young car owners, and their parents, told firsst alternative that the expense of automobile insurance was a star deciding factor in selecting a car. motor insurance can be expensive for recently qualified young motorists, so firsst alternative advise:- how do you keep the premium reduced?

• Suss out the insurance group of the car you desire before you acquire it. The Association of British Insurers grades all cars on a scale of 1 to 20, with cars rated at the lower end of the scale drawing lower motorcar insurance prices.
• Consider increasing your voluntary excess, which will prune your basic premium (whilst you must ensure this amount is affordable for you in the result you do have to make a claim).

firsst alternative motorcar insurance likewise advise

• If you won't do several miles p.a., be sure you tell your provider and hunt for a policy that takes this into account.
• Consider third party, fire and theft motor insurance cover if your car is old/less valuable.
• Hunt around - this is specially important for young car owners, as the higher perceived risk they symbolize means there might be great differences in automobile insurance prices from comp. to comp..
• 'Keep your nose clean' - a no-claims bonus is the easiest and best way to cut down your premium quote firsst alternative auto insurance.

*YouGov interviewed a sample choice of drivers aged 18 - 25 and parents of children aged 18-25 via phone omnibus report between 12th and 15th November 2004 .

Amazonuk