FIRST ALTERNATIVE

EXTRACT FROM first alternaitve PRESS RELEASE

22/11/2004

Getting your child a car for Christmas?

first alternaitve motor insurance suggests parents on assuring it's a cracker not a turkey

Parents typically aid their newly road worthy children to purchase a car, all the same new studies performed on behalf of first alternaitve motor insurance shows that if you are planning on surprising your child with a fresh set of wheels this Christmastime, you need to select with caution to ensure your good-hearted gift does not stall at the first corner.

Economical or cool?
first alternaitve vehicle insurance undertook a comprehensive independent review* of young drivers to study what functions they might view important in a first car.

The first alternaitve car insurance review displayed;-

• that eighty four percent said dependability as an essential deciding element, to avoid the necessity for costly repair expenses
• the cost of automobile insurance is high on the agenda, with 81% expressing they would take this into consideration
• just about three-quarters (seventy four percent of young motorists see fuel efficiency as an important component

first alternaitve motorcar insurance as well claim

79% said the way the car appears is important, and over half (58%) stated the motorcars performance and speed is an imperative deciding factor, with two thirds expressing comfort and interior area are a top priority.

first alternaitve auto insurance advise parents to :-

• Check over motorcar internet sites such as www.topgear.com for the most recent reviews and essential data about all makes and models
• Purchase a motor magazine or two. Most are bursting with advice on picking a new car, typical pit-falls and money drains to be aware of.. Magazine Subscriptions

Extra advise from first alternaitve auto insurance.

• On the chance that you're uncertain what you are looking for, take along a motorcar enthusiast buddy or ask a auto-mechanic to look over the car for you pre you part with your money. Better still get the AA or RAC to check it out.
• Even though cost could become the concluding decided element, consider your son or daughter's lifestyle prior to choosing a motor for them. first alternaitve give the example -A small run around may be cheap and simple to drive, but won't be ideal someone whose pursuits are windsurfing or horse riding, where a larger vehicle would be more suitable.

What about the first alternaitve vehicle insurance?

Both young drivers, and their parents, told first alternaitve that the expense of auto insurance was a principal deciding ingredient in picking a car. motor insurance can be expensive for freshly qualified young motorists, so first alternaitve advise:- how do you keep the premium trimmed back?

• Look into the insurance group of the car you desire before you purchase it. The Association of British Insurers rates all autos on a scale of 1 to 20, with autos rated at the lower end of the scale attracting lower car insurance premiums.
• Consider increasing the voluntary excess, which shall cut down your basic premium (although you must make sure this amount is affordable for you in the result you do have to make a claim).

first alternaitve car insurance as well advise

• If you won't do many miles each year, make sure you inform your insurer and hunt for a policy that takes this into consideration.
• Consider 3rd party, fire and theft motorcar insurance protection if your car is old/less valuable.
• Shop around - this is especially important for young car owners, as the higher perceived risk they stand for means there may be great differences in car insurance prices from insurance company to insurance company.
• 'Keep your nose clean' - a no-claims discount is the easiest and best way to cut down your premium rate first alternaitve motor insurance.

*YouGov interviewed a sample variety of motorists aged 18 - 25 and parents of children aged 18-25 via telephone omnibus review between 12th and 15th November 2004 .

Amazonuk