FIRST ALTERNATIVE

EXTRACT FROM first alternatice PRESS RELEASE

22/11/2004

Getting your child a car for Xmas?

first alternatice motorcar insurance proposes parents on assuring it's a cracker not a turkey

Parents often assist their recently road worthy children to choose a vehicle, however fresh reports from first alternatice vehicle insurance establishes that if you're planning on surprising your child with a fresh set of wheels this Yuletide, you must choose carefully to make sure your kind gift does not stall at the first hurdle

Economical or cool?
first alternatice car insurance undertook a comprehensive independent review* of young drivers to attempt to establish what characteristics they may view essential in a first car.

The first alternatice automobile insurance review exposed;-

• that 84% said dependability as an important deciding component, to avoid the necessity for costly repair expenses
• the cost of motor insurance is high on the agenda, with 81% saying they would take this into consideration
• about three-quarters (seventy four percent of young drivers view fuel efficiency as an essential factor

first alternatice auto insurance as well claim

seventy-nine per cent said the way the car appears is vital, and over half (fifty eight percent said the automobiles performance and velocity is an important deciding component, with 66% expressing comfort and interior space are a top priority.

first alternatice auto insurance advise parents to :-

• Suss out automobile websites such as www.topgear.com for the up-to-date reviews and important information about all brands and models
• Beg steal or borrow a motorcar magazine or two. They are plentiful with advice on selecting a new car, typical pit-falls and money drains to look out for. Magazine Subscriptions

Supplementary advise from first alternatice auto insurance.

• Whenever you are a little bewildered over what you're looking for, take along a set of wheels enthusiast buddy or ask a car-mechanic to evaluate the car for you before you part with your cash. Better still get the AA or RAC to check it out.
• Whilst cost could become the final decided component, regard your child's lifestyle prior to choosing a motorcar for them. first alternatice give the example -A small run around may be cheap and 'a doddle' to drive, but won't be convenient someone whose hobbies are wind surfing or horse riding, where a bigger automobile can be more suitable.

What about the first alternatice motorcar insurance?

Both young motorists, and their parents, informed first alternatice that the cost of automobile insurance was a star deciding component in selecting a car. vehicle insurance can be pricey for freshly qualified young drivers, so first alternatice advise:- how do you keep the insurance premium lower?

• Check up on the insurance group of the car you want before you purchase it. The Association of British Insurers rates all cars on a scale of 1 to 20, with cars rated at the lower end of the scale attracting lower motorcar insurance prices.
• Consider increasing your voluntary excess, which shall cut your basic premium (although you must ensure this amount is affordable for you in the outcome you do have to make a claim).

first alternatice motorcar insurance also advise

• If you will not do numerous miles each year, make sure you inform your insurance company and hunt for a policy that takes this into account.
• Consider third party, fire and theft car insurance cover if your car is old/less valuable.
• Shop around - this is especially important for young car owners, as the higher perceived risk they present means there may be great differences in car insurance quotations from underwriter to underwriter.
• 'Keep your nose clean' - a no claims discount is the easiest and best way to subdue your premium quote first alternatice motor insurance.

*YouGov interviewed a sample choice of drivers aged 18 - 25 and parents of children aged 18-25 via phone omnibus review between 12th and 15th Nov 2004 .

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