FIRST ALTERNATIVE

EXTRACT FROM first alternative PRESS RELEASE

22/11/2004

Buying your child a car for Christmas?

first alternative motorcar insurance proposes parents on assuring it's a cracker not a turkey

Parents often help out their freshly roadworthy children to find a car, still new studies completed for first alternative auto insurance shows that if you're planning on surprising your child with a fresh automobile this Christmas, you need to pick out with caution to make sure your good-hearted gift doesn't stall at the first hurdle

Economical or eye catching?
first alternative motor insurance undertook a comprehensive independent report* of young motorists to investigate what features they may believe essential in a first car.

The first alternative automobile insurance report revealed;-

• that eighty four percent said reliableness as an important deciding element, to avoid the necessity for costly repair charges
• the cost of vehicle insurance is significant on the agenda, with 81% saying they would take this into consideration
• well-nigh three-quarters (seventy four percent of young drivers view fuel efficiency as an important factor

first alternative car insurance in addition claim

seventy-nine per cent stated the way the car appears is important, and over half (fifty eight percent expressed the automobiles performance and speed is an essential deciding element, with 66% stating comfort and interior area are a top priority.

first alternative auto insurance advise parents to :-

• Check motorcar websites such as www.topgear.com for the latest reviews and essential info about all brands and models
• Obtain a auto magazine or two. Most are brimming with advice on picking a new car, typical pit-falls and cash drains to avoid.. Magazine Subscriptions

More advise from first alternative auto insurance.

• If you're in a dilemma as to what you are looking for, with you a automobile enthusiast pal or ask a car-mechanic to checkout the car for you before you part with your cash. Better still get the AA or RAC to check it out.
• Whilst cost may become the final decided component, regard your child's life-style prior to choosing a car for them. first alternative give the example -A small saloon may be cheap and 'a breeze' to drive, but won't be convenient someone whose interests are windsurfing or horse riding, where a bigger automobile may be more suitable.

What about the first alternative car insurance?

Both young car owners, and their parents, informed first alternative that the price of vehicle insurance was a chief deciding ingredient in choosing a car. motor insurance can be pricey for recently qualified young motorists, so first alternative advise:- how do you keep the cost down?

• Look into the insurance group of the car you want before you purchase it. The Association of British Insurers ranks all autos on a scale of 1 to 20, with autos rated at the lower end of the scale drawing lower vehicle insurance charges.
• Consider increasing your voluntary excess, which will cut down your basic premium (however you must make sure this amount is affordable for you in the event you do have to make a claim).

first alternative car insurance likewise advise

• If you will not do numerous miles annually, make sure you notify your insurance company and search for a policy that takes this into account.
• Consider third party, fire and theft vehicle insurance coverage if your car is old/less valuable.
• Shop around - this is particularly important for young car owners, as the higher perceived risk they symbolize means there might be vast differences in car insurance quotations from comp. to comp..
• 'Keep your nose clean' - a no claims discount is the easiest and best way to reduce your premium quote first alternative auto insurance.

*YouGov interviewed a random selection of motorists aged 18 - 25 and parents of children aged 18-25 via telephone omnibus report between 12th and 15th Nov 2004 .

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