FIRST ALTERNATIVE

EXTRACT FROM first alternativee PRESS RELEASE

22/11/2004

Purchasing your child a car for Christmas?

first alternativee vehicle insurance advises parents on checking it's a cracker not a turkey

Parents regularly aid their newly road worthy children to choose an automoblie, unfortunately fresh polls performed on behalf of first alternativee vehicle insurance indicates that if you are planning on surprising your child with a new car this Christmastime, you must purchase carefully to ensure your openhearted present does not stall at the first hurdle

Economical or cool?
first alternativee motor insurance undertook a comprehensive independent study* of young drivers to attempt to establish what characteristics they might view vital in a first car.

The first alternativee motorcar insurance study disclosed;-

• that 84% stated dependability as an essential deciding component, to keep away from the need for expensive repair bills
• the cost of automobile insurance is high on the agenda, with eighty one percent stating they would take this into consideration
• almost three-quarters (74%) of young car owners see fuel efficiency as an important component

first alternativee car insurance likewise claim

79% said the way the car looks is critical, and over half (58%) stated the autos performance and velocity is an important deciding component, with two thirds expressing comfort and interior space are a top priority.

first alternativee auto insurance advise parents to :-

• Check up on automobile internet sites such as www.topgear.com for the most recent reviews and essential data about all makes and models
• Buy a vehicle magazine or two. They're bursting with advice on choosing a new car, most common pit-falls and money drains to be aware of.. Magazine Subscriptions

Supplementary advise from first alternativee vehicle insurance.

• Whenever you are undecided on what you're looking for, take along a vehicle enthusiast mate or ask a automobile mechanic to look over the car for you pre you part with your cash. Better still get the AA or RAC to check it out.
• Although cost could become the ultimate decided element, consider your son or daughter's lifestyle prior to choosing a vehicle for them. first alternativee give the example -A small run around may be cheap and 'a doddle' to drive, but will not be ideal someone whose hobbies are wind surfing or horse riding, in which case a larger motor could be more suitable.

What about the first alternativee motor insurance?

Both young drivers, and their parents, advised first alternativee that the cost of auto insurance was a star deciding component in selecting a car. automobile insurance can be high-priced for newly qualified young drivers, so first alternativee advise:- how do you keep the insurance premium trimmed back?

• Check out the insurance group of the car you desire before you acquire it. The Association of British Insurers rates all automobiles on a scale of 1 to 20, with automobiles rated at the lower end of the scale pulling lower motorcar insurance costs.
• Consider increasing the voluntary excess, which shall prune your basic premium (whilst you must ensure this amount is affordable for you in the outcome you do have to make a claim).

first alternativee car insurance as well advise

• If you won't do many miles p.a., be sure you advise your insurance firm and look for a policy that takes this into consideration.
• Consider 3rd party, fire and theft car insurance cover if your car is old/less valuable.
• Hunt around - this is especially important for young drivers, as the higher perceived risk they stand for means there could be great differences in vehicle insurance prices from insurance firm to insurance firm.
• 'Keep your nose clean' - a no claims discount is the easiest and best way to keep down your premium figure first alternativee car insurance.

*YouGov interviewed a sample choice of drivers aged 18 - 25 and parents of children aged 18-25 via telephone omnibus study between 12th and 15th November 2004 .

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