FIRST ALTERNATIVE

EXTRACT FROM first alternatvie PRESS RELEASE

22/11/2004

Getting your child a car for Christmas?

first alternatvie car insurance proposes parents on seeing to it it's a cracker not a turkey

Parents regularly aid their freshly roadworthy children to purchase a motor, unfortunately up to date studies completed for first alternatvie auto insurance indicates that if you are planning on surprising your child with a new car this Christmastime, you must select cautiously to make sure your good-hearted gift doesn't stall at the first hurdle

Economical or eye catching?
first alternatvie motor insurance undertook a comprehensive independent report* of young motorists to study what features they may believe vital in a first car.

The first alternatvie vehicle insurance report divulged;-

• that eighty four percent said dependableness as an important deciding factor, to keep away from the necessity for costly repair bills
• the cost of automobile insurance is significant on the agenda, with 81% saying they would take this into consideration
• well-nigh three-quarters (74%) of young drivers consider fuel efficiency as an essential factor

first alternatvie motorcar insurance in addition claim

79% said the way the car appears is critical, and over half (fifty eight percent said the motorcars performance and speed is an essential deciding component, with two thirds stating comfort and interior space are a top priority.

first alternatvie car insurance advise parents to :-

• Look into automobile web sites such as www.topgear.com for the latest reviews and essential info about all brands and models
• Buy a vehicle magazine or two. Most are bursting with advice on choosing a new car, typical pit-falls and cash drains to avoid.. Magazine Subscriptions

Supplementary advise from first alternatvie automobile insurance.

• In case you're in a dilemma as to what you are looking for, take along a automobile enthusiast buddy or ask a automobile mechanic to assess the car for you pre you part with your cash. Better still get the AA or RAC to check it out.
• Whilst cost may become the ultimate decided element, view your child's lifestyle prior to choosing a motor for them. first alternatvie give the example -A small saloon may be cheap and simple to drive, but will not be ideal someone whose pastimes are wind surfing or horse riding, where a larger motorcar could be more suitable.

What about the first alternatvie automobile insurance?

Both young motorists, and their parents, advised first alternatvie that the expense of motor insurance was a star deciding element in picking a car. auto insurance can be expensive for freshly qualified young drivers, so first alternatvie advise:- how do you keep the cost down?

• Confirm the insurance group of the car you want before you purchase it. The Association of British Insurers grades all cars on a scale of 1 to 20, with cars rated at the lower end of the scale pulling lower auto insurance prices.
• Consider increasing your voluntary excess, which shall cut your basic premium (although you must ensure this amount is affordable for you in the result you do have to make a claim).

first alternatvie vehicle insurance as well advise

• If you will not do many miles each year, make sure you notify your insurance firm and hunt for a policy that takes this into account.
• Consider 3rd party, fire and theft car insurance protection if your car is old/less valuable.
• Search around - this is particularly important for young car owners, as the higher perceived risk they stand for means there can be huge differences in motor insurance prices from comp. to comp..
• 'Keep your nose clean' - a no-claims discount is the easiest and best way to cut back your premium quote first alternatvie auto insurance.

*YouGov interviewed a random choice of drivers aged 18 - 25 and parents of children aged 18-25 via telephone omnibus report between 12th and 15th Nov 2004 .

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