FIRST ALTERNATIVE

EXTRACT FROM first altetnative PRESS RELEASE

22/11/2004

Purchasing your child a car for Christmas?

first altetnative car insurance advises parents on seeing to it it's a cracker not a turkey

Parents often help out their recently roadworthy children to choose a motor, but new opinion polls commissioned by first altetnative motorcar insurance displays that if you're planning on surprising your child with a fresh vehicle this Christmastime, you must select carefully to make sure your good-hearted present does not stall at the first hurdle

Economical or attention-getting?
first altetnative motor insurance undertook a comprehensive independent review* of young motorists to study what features they might believe essential in a first car.

The first altetnative automobile insurance review displayed;-

• that 84% said dependableness as an important deciding factor, to keep away from the necessity for costly repair expenses
• the cost of vehicle insurance is high on the agenda, with eighty one percent stating they would take this into consideration
• well-nigh three-quarters (74%) of young drivers see fuel efficiency as an essential component

first altetnative auto insurance in addition claim

seventy-nine per cent said the way the car appears is vital, and over half (fifty eight percent stated the autos performance and velocity is an imperative deciding element, with two thirds stating comfort and interior area are a top priority.

first altetnative auto insurance advise parents to :-

• Check up on car internet sites such as www.topgear.com for the up-to-date reviews and important information about all makes and models
• Buy a motorcar magazine or two. They're brimming with advice on choosing a new car, most common pit-falls and cash drains to look out for. Magazine Subscriptions

More advise from first altetnative motorcar insurance.

• In case you're in two minds as to what you're looking for, with you a automobile enthusiast friend or ask a automobile mechanic to check out the car for you before you part with your cash. Better still get the AA or RAC to check it out.
• Whilst cost could become the ultimate decided component, view your son or daughter's life-style before choosing a car for them. first altetnative give the example -A small hatchback may be cheap and 'a breeze' to drive, but won't be convenient someone whose interests are windsurfing or horse riding, whereas a bigger motor might be more suitable.

What about the first altetnative car insurance?

Both young car owners, and their parents, told first altetnative that the cost of car insurance was a star deciding element in picking a car. automobile insurance can be dear for newly qualified young drivers, so first altetnative advise:- how do you keep the insurance premium trimmed back?

• Confirm the insurance group of the car you desire before you buy it. The Association of British Insurers ranks all motorcars on a scale of 1 to 20, with motorcars rated at the lower end of the scale attracting lower motor insurance costs.
• Consider increasing the voluntary excess, which shall cut down your basic premium (however you must make sure this amount is affordable for you in the result you do have to make a claim).

first altetnative car insurance in addition advise

• If you won't do several miles p.a., make sure you tell your insurance firm and search for a policy that takes this into account.
• Consider 3rd party, fire and theft auto insurance protection if your car is old/less valuable.
• Shop around - this is specially important for young drivers, as the higher perceived risk they exemplify means there can be huge differences in automobile insurance quotations from insurance company to insurance company.
• 'Keep your nose clean' - a no claims bonus is the easiest and best way to cut back your premium quote first altetnative vehicle insurance.

*YouGov interviewed a sample choice of drivers aged 18 - 25 and parents of children aged 18-25 via phone omnibus review between 12th and 15th November 2004 .

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