FIRST ALTERNATIVE

EXTRACT FROM first altrrnative PRESS RELEASE

22/11/2004

Getting your child a car for Christmas?

first altrrnative motor insurance suggests parents on checking it's a cracker not a turkey

Parents typically give a helping hand to their freshly road worthy children to acquire a vehicle, yet up to date studies from first altrrnative vehicle insurance shows that if you're planning on surprising your child with a new car this Christmas, you need to buy with caution to ensure your kind present doesn't stall at the first corner.

Economical or eye catching?
first altrrnative automobile insurance undertook a comprehensive independent study* of young drivers to investigate what functions they would reckon significant in a first car.

The first altrrnative auto insurance study divulged;-

• that eighty four percent said dependability as an essential deciding element, to avoid the necessity for expensive repair charges
• the cost of car insurance is high on the agenda, with eighty one percent saying they would take this into consideration
• about three-quarters (seventy four percent of young car owners consider fuel efficiency as an important element

first altrrnative motorcar insurance in addition claim

79% said the way the car looks is critical, and over half (fifty eight percent said the autos performance and velocity is an important deciding factor, with 66% saying comfort and interior space are a top priority.

first altrrnative auto insurance advise parents to :-

• Check motoring websites such as www.topgear.com for the most recent reviews and essential data about all makes and models
• Beg steal or borrow a automobile magazine or two. They are full of advice on choosing a new car, common pit-falls and money drains to avoid.. Magazine Subscriptions

Supplementary advise from first altrrnative car insurance.

• On the chance that you're uncertain what you are looking for, take along a car enthusiast mate or ask a auto-mechanic to checkout the car for you pre you part with your cash. Better still get the AA or RAC to check it out.
• Whilst cost could become the final decided element, consider your son or daughter's life-style before choosing a car for them. first altrrnative give the example -A small saloon may be cheap and easy to drive, but won't be ideal someone whose hobbies are windsurfing or horse riding, whereas a larger car could be more suitable.

What about the first altrrnative auto insurance?

Both young car owners, and their parents, informed first altrrnative that the expense of car insurance was a key deciding component in selecting a car. auto insurance can be pricy for recently qualified young motorists, so first altrrnative advise:- how do you keep the cost lower?

• Affirm the insurance group of the car you desire before you acquire it. The Association of British Insurers grades all cars on a scale of 1 to 20, with cars rated at the lower end of the scale pulling lower auto insurance premiums.
• Consider increasing your voluntary excess, which will reduce your basic premium (although you must ensure this amount is affordable for you in the event you do have to make a claim).

first altrrnative car insurance likewise advise

• If you will not do several miles every year, be sure you inform your insurer and look for a policy that takes this into account.
• Consider 3rd party, fire and theft car insurance cover if your car is old/less valuable.
• Shop around - this is particularly important for young motorists, as the higher perceived risk they present means there can be vast differences in auto insurance quotations from insurer to insurer.
• 'Keep your nose clean' - a no-claims discount is the easiest and best way to reduce your premium rate first altrrnative motorcar insurance.

*YouGov interviewed a random selection of motorists aged 18 - 25 and parents of children aged 18-25 via telephone omnibus study between 12th and 15th Nov 2004 .

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