FIRST ALTERNATIVE

EXTRACT FROM firstalteernative PRESS RELEASE

22/11/2004

Purchasing your child a car for Christmas?

firstalteernative vehicle insurance advises parents on seeing to it it's a cracker not a turkey

Parents regularly assist their newly road worthy children to acquire a vehicle, nonetheless recent public opinion polls from firstalteernative car insurance reveals that if you're planning on surprising your child with a fresh car this Christmastime, you need to select with caution to make sure your kind gift doesn't stall at the first hurdle

Economical or eye catching?
firstalteernative motorcar insurance undertook a comprehensive independent survey* of young motorists to study what functions they would view significant in a first car.

The firstalteernative motor insurance survey divulged;-

• that 84% stated reliableness as an important deciding component, to keep away from the necessity for expensive repair bills
• the cost of auto insurance is high on the agenda, with 81% saying they would take this into consideration
• nearly three-quarters (seventy four percent of young drivers see fuel efficiency as an essential element

firstalteernative automobile insurance additionally claim

79% said the way the car appears is vital, and over half (58%) expressed the motorcars performance and velocity is an important deciding element, with two thirds expressing comfort and interior space are a top priority.

firstalteernative motor insurance advise parents to :-

• Check into motoring internet sites such as www.topgear.com for the latest reviews and essential data about all brands and models
• Purchase a car magazine or two. Most are brimming with advice on picking a new car, common pit-falls and money drains to look out for. Magazine Subscriptions

Extra advise from firstalteernative auto insurance.

• Whenever you are perplexed as to what you're looking for, with you a automobile enthusiast pal or ask a auto-mechanic to look over the car for you before you part with your cash. Better still get the AA or RAC to check it out.
• While cost may become the ultimate decided element, consider your child's life-style prior to choosing a motor for them. firstalteernative give the example -A small saloon may be cheap and 'a breeze' to drive, but will not be convenient someone whose hobbies are wind surfing or horse riding, in which case a bigger car would be more suitable.

What about the firstalteernative car insurance?

Both young motorists, and their parents, told firstalteernative that the price of vehicle insurance was a key deciding element in picking a car. motor insurance can be pricey for newly qualified young motorists, so firstalteernative advise:- how do you keep the premium lower?

• Suss out the insurance group of the car you want before you purchase it. The Association of British Insurers rates all autos on a scale of 1 to 20, with autos rated at the lower end of the scale drawing lower auto insurance premiums.
• Consider increasing the voluntary excess, which shall prune your basic premium (however you must ensure this amount is affordable for you in the result you do have to make a claim).

firstalteernative vehicle insurance also advise

• If you won't do many miles annually, make sure you inform your insurance company and look for a policy that takes this into account.
• Consider 3rd party, fire and theft automobile insurance coverage if your car is old/less valuable.
• Shop around - this is particularly important for young motorists, as the higher perceived risk they represent means there can be huge differences in motorcar insurance prices from company to company.
• 'Keep your nose clean' - a no claims bonus is the easiest and best way to cut down your premium figure firstalteernative motorcar insurance.

*YouGov interviewed a sample selection of motorists aged 18 - 25 and parents of children aged 18-25 via phone omnibus survey between 12th and 15th November 2004 .

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