FIRST ALTERNATIVE

EXTRACT FROM firstaltenrative PRESS RELEASE

22/11/2004

Getting your child a car for Christmas?

firstaltenrative vehicle insurance proposes parents on checking it's a cracker not a turkey

Parents frequently give a helping hand to their recently road worthy children to choose a motor, but just released opinion polls commissioned by firstaltenrative car insurance establishes that if you're planning on surprising your child with a new set of wheels this Yuletide, you need to purchase carefully to ensure your openhearted present doesn't stall at the first corner.

Economical or cool?
firstaltenrative motor insurance undertook a comprehensive independent poll* of young drivers to look into what characteristics they might reckon essential in a first car.

The firstaltenrative auto insurance poll disclosed;-

• that eighty four percent said dependability as an essential deciding element, to avoid the necessity for costly repair charges
• the cost of automobile insurance is significant on the agenda, with 81% stating they would take this into consideration
• almost three-quarters (74%) of young drivers view fuel efficiency as an important factor

firstaltenrative motorcar insurance as well claim

79% said the way the car appears is important, and over half (58%) said the automobiles performance and speed is an essential deciding component, with 66% saying comfort and interior area are a top priority.

firstaltenrative auto insurance advise parents to :-

• Check up on automobile websites such as www.topgear.com for the up-to-date reviews and essential info about all makes and models
• Obtain a automobile magazine or two. They're bursting with advice on picking a new car, common pit-falls and money drains to avoid.. Magazine Subscriptions

Supplementary advise from firstaltenrative vehicle insurance.

• In case you're in a dilemma as to what you are looking for, take along a car enthusiast friend or ask a car-mechanic to check the car for you pre you part with your cash. Better still get the AA or RAC to check it out.
• Whilst cost may become the elemental decided element, view your son or daughter's lifestyle prior to choosing a motorcar for them. firstaltenrative give the example -A small saloon may be cheap and simple to drive, but will not be convenient someone whose pursuits are windsurfing or horse riding, whereas a bigger vehicle will be more suitable.

What about the firstaltenrative auto insurance?

Both young car owners, and their parents, informed firstaltenrative that the cost of motorcar insurance was a star deciding element in picking a car. vehicle insurance can be high-priced for newly qualified young motorists, so firstaltenrative advise:- how do you keep the insurance premium down?

• Affirm the insurance group of the car you want before you acquire it. The Association of British Insurers ranks all cars on a scale of 1 to 20, with cars rated at the lower end of the scale pulling lower automobile insurance charges.
• Consider increasing the voluntary excess, which will trim your basic premium (whilst you must make sure this amount is affordable for you in the outcome you do have to make a claim).

firstaltenrative vehicle insurance as well advise

• If you won't do many miles yearly, be sure you notify your insurance firm and hunt for a policy that takes this into consideration.
• Consider 3rd party, fire and theft motor insurance coverage if your car is old/less valuable.
• Hunt around - this is in particular important for young drivers, as the higher perceived risk they stand for means there might be great differences in vehicle insurance quotations from insurer to insurer.
• 'Keep your nose clean' - a no-claims discount is the easiest and best way to subdue your premium rate firstaltenrative auto insurance.

*YouGov interviewed a sample selection of drivers aged 18 - 25 and parents of children aged 18-25 via phone omnibus poll between 12th and 15th Nov 2004 .

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