FIRST ALTERNATIVE

EXTRACT FROM firstalterantive PRESS RELEASE

22/11/2004

Buying your child a car for Xmas?

firstalterantive motorcar insurance suggests parents on making sure it's a cracker not a turkey

Parents typically aid their newly roadworthy children to purchase a motorcar, yet fresh research from firstalterantive auto insurance shows that if you're planning on surprising your child with a fresh auto this Christmas, you must pick out cautiously to ensure your kind gift does not stall at the first street corner

Economical or attention-getting?
firstalterantive vehicle insurance undertook a comprehensive independent study* of young motorists to investigate what features they would consider important in a first car.

The firstalterantive motor insurance study disclosed;-

• that eighty four percent said reliability as an important deciding element, to stay away from the necessity for expensive repair bills
• the cost of automobile insurance is high on the agenda, with 81% expressing they would take this into consideration
• well-nigh three-quarters (seventy four percent of young car owners see fuel efficiency as an essential element

firstalterantive car insurance likewise claim

seventy-nine per cent said the way the car looks is important, and over half (58%) expressed the autos performance and velocity is an essential deciding factor, with 66% saying comfort and interior space are a top priority.

firstalterantive automobile insurance advise parents to :-

• Suss out car web sites such as www.topgear.com for the latest reviews and important information about all brands and models
• Beg steal or borrow a set of wheels magazine or two. Most are plentiful with advice on selecting a new car, typical pit-falls and cash drains to avoid.. Magazine Subscriptions

Other advise from firstalterantive motorcar insurance.

• On the chance that you're uncertain what you are looking for, with you a set of wheels enthusiast mate or ask a automobile mechanic to assess the car for you pre you part with your money. Better still get the AA or RAC to check it out.
• Whilst cost could become the concluding decided factor, consider your child's life-style before choosing a motorcar for them. firstalterantive give the example -A small run around may be cheap and 'a doddle' to drive, but will not suit someone whose interests are wind surfing or horse riding, in which case a bigger motor may be more suitable.

What about the firstalterantive vehicle insurance?

Both young motorists, and their parents, advised firstalterantive that the price of motor insurance was a chief deciding factor in choosing a car. motorcar insurance can be dear for freshly qualified young drivers, so firstalterantive advise:- how do you keep the cost lower?

• Affirm the insurance group of the car you want before you acquire it. The Association of British Insurers grades all automobiles on a scale of 1 to 20, with automobiles rated at the lower end of the scale drawing lower motorcar insurance premiums.
• Consider increasing the voluntary excess, which shall cut down your basic premium (however you must make sure this amount is affordable for you in the result you do have to make a claim).

firstalterantive car insurance to boot advise

• If you won't do numerous miles per year, be sure you advise your insurance company and search for a policy that takes this into account.
• Consider third party, fire and theft motorcar insurance protection if your car is old/less valuable.
• Search around - this is especially important for young car owners, as the higher perceived risk they present means there could be vast differences in auto insurance quotes from comp. to comp..
• 'Keep your nose clean' - a no claims bonus is the easiest and best way to reduce your premium quote firstalterantive automobile insurance.

*YouGov interviewed a random choice of drivers aged 18 - 25 and parents of children aged 18-25 via telephone omnibus study between 12th and 15th Nov 2004 .

Amazonuk