FIRST ALTERNATIVE

EXTRACT FROM firstalternatiive PRESS RELEASE

22/11/2004

Purchasing your child a car for Xmas?

firstalternatiive motor insurance proposes parents on ensuring it's a cracker not a turkey

Parents frequently aid their freshly road worthy children to acquire an auto, yet fresh reports performed on behalf of firstalternatiive motorcar insurance shows that if you are planning on surprising your child with a fresh vehicle this Yuletide, you must select cautiously to ensure your kind present doesn't stall at the first turning point

Economical or cool?
firstalternatiive automobile insurance undertook a comprehensive independent review* of young drivers to attempt to establish what functions they may consider significant in a first car.

The firstalternatiive auto insurance review disclosed;-

• that eighty four percent stated dependableness as an essential deciding factor, to avoid the need for costly repair charges
• the cost of vehicle insurance is high on the agenda, with 81% expressing they would take this into consideration
• well-nigh three-quarters (seventy four percent of young motorists view fuel efficiency as an essential element

firstalternatiive car insurance additionally claim

seventy-nine per cent said the way the car looks is vital, and over half (fifty eight percent expressed the automobiles performance and velocity is an imperative deciding component, with sixty six perecnt expressing comfort and interior area are a top priority.

firstalternatiive automobile insurance advise parents to :-

• Check up on motorcar websites such as www.topgear.com for the latest reviews and essential info about all brands and models
• Pick up a motor magazine or two. They are brimming with advice on selecting a new car, typical pit-falls and cash drains to be aware of.. Magazine Subscriptions

Further advise from firstalternatiive motorcar insurance.

• On the chance that you are unsure what you're looking for, with you a vehicle enthusiast acquaintance or ask a auto-mechanic to appraise the car for you prior to you part with your cash. Better still get the AA or RAC to check it out.
• Although cost might become the final decided component, consider your son or daughter's lifestyle prior to choosing a motorcar for them. firstalternatiive give the example -A small run around may be cheap and 'a doddle' to drive, but won't be ideal someone whose hobbies are wind surfing or horse riding, in which case a bigger motor may be more suitable.

What about the firstalternatiive car insurance?

Both young car owners, and their parents, told firstalternatiive that the cost of auto insurance was a chief deciding factor in choosing a car. motorcar insurance can be costly for freshly qualified young drivers, so firstalternatiive advise:- how do you keep the cost trimmed back?

• Check into the insurance group of the car you want before you purchase it. The Association of British Insurers ranks all automobiles on a scale of 1 to 20, with automobiles rated at the lower end of the scale drawing lower car insurance costs.
• Consider increasing your voluntary excess, which shall reduce your basic premium (however you must ensure this amount is affordable for you in the event you do have to make a claim).

firstalternatiive automobile insurance in addition advise

• If you will not do numerous miles p.a., be sure you advise your provider and look for a policy that takes this into consideration.
• Consider third party, fire and theft motorcar insurance protection if your car is old/less valuable.
• Shop around - this is specially important for young car owners, as the higher perceived risk they symbolize means there can be great differences in car insurance quotes from company to company.
• 'Keep your nose clean' - a no-claims discount is the easiest and best way to subdue your premium rate firstalternatiive car insurance.

*YouGov interviewed a random choice of motorists aged 18 - 25 and parents of children aged 18-25 via phone omnibus review between 12th and 15th Nov 2004 .

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