FIRST ALTERNATIVE

EXTRACT FROM firstalternativw PRESS RELEASE

22/11/2004

Buying your child a car for Christmas?

firstalternativw vehicle insurance suggests parents on ensuring it's a cracker not a turkey

Parents normally aid their freshly roadworthy children to purchase a motorcar, yet up to date surveys completed for firstalternativw motorcar insurance displays that if you are planning on surprising your child with a fresh car this Yuletide, you must pick out carefully to make sure your openhearted gift does not stall at the first street corner

Economical or eye catching?
firstalternativw motor insurance undertook a comprehensive independent report* of young drivers to study what functions they might believe vital in a first car.

The firstalternativw auto insurance report showed;-

• that 84% stated dependableness as an important deciding component, to keep away from the necessity for costly repair charges
• the cost of automobile insurance is significant on the agenda, with 81% stating they would take this into consideration
• well-nigh three-quarters (74%) of young drivers view fuel efficiency as an essential factor

firstalternativw car insurance likewise claim

79% stated the way the car looks is important, and over half (fifty eight percent declared the car's performance and velocity is an imperative deciding component, with 66% stating comfort and interior space are a top priority.

firstalternativw vehicle insurance advise parents to :-

• Check up on car websites such as www.topgear.com for the most recent reviews and essential data about all brands and models
• Buy a automobile magazine or two. They're full of advice on picking a new car, typical pit-falls and cash drains to be aware of.. Magazine Subscriptions

Further advise from firstalternativw car insurance.

• If you are not sure what you're looking for, take along a motor enthusiast buddy or ask a mechanic to check the car for you prior to you part with your money. Better still get the AA or RAC to check it out.
• Whilst cost might become the concluding decided component, view your son or daughter's lifestyle before choosing a car for them. firstalternativw give the example -A small saloon may be cheap and 'a breeze' to drive, but won't be convenient someone whose interests are windsurfing or horse riding, where a larger car will be more suitable.

What about the firstalternativw vehicle insurance?

Both young car owners, and their parents, told firstalternativw that the expense of car insurance was a star deciding ingredient in picking a car. motor insurance can be dear for freshly qualified young motorists, so firstalternativw advise:- how do you keep the insurance premium lower?

• Look into the insurance group of the car you desire before you purchase it. The Association of British Insurers rates all automobiles on a scale of 1 to 20, with automobiles rated at the lower end of the scale attracting lower automobile insurance prices.
• Consider increasing the voluntary excess, which will trim your basic premium (however you must ensure this amount is affordable for you in the event you do have to make a claim).

firstalternativw auto insurance in addition advise

• If you won't do many miles every year, make sure you inform your insurance company and look for a policy that takes this into account.
• Consider third party, fire and theft motor insurance coverage if your car is old/less valuable.
• Hunt around - this is particularly important for young motorists, as the higher perceived risk they stand for means there might be vast differences in automobile insurance prices from insurer to insurer.
• 'Keep your nose clean' - a no claims discount is the easiest and best way to reduce your premium figure firstalternativw automobile insurance.

*YouGov interviewed a random variety of drivers aged 18 - 25 and parents of children aged 18-25 via telephone omnibus report between 12th and 15th Nov 2004 .

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