FIRST ALTERNATIVE

EXTRACT FROM firstalternnative PRESS RELEASE

22/11/2004

Getting your child a car for Xmas?

firstalternnative motor insurance advises parents on making sure it's a cracker not a turkey

Parents frequently give a helping hand to their newly road worthy children to purchase a motorcar, even so just released surveys commissioned by firstalternnative vehicle insurance displays that if you are planning on surprising your child with a new automobile this Xmas, you need to buy with caution to ensure your generous gift does not stall at the first hurdle

Economical or eye catching?
firstalternnative auto insurance undertook a comprehensive independent poll* of young drivers to attempt to establish what functions they may view vital in a first car.

The firstalternnative motorcar insurance poll displayed;-

• that eighty four percent said dependability as an essential deciding element, to stay away from the necessity for expensive repair expenses
• the cost of car insurance is high on the agenda, with eighty one percent saying they would take this into consideration
• just about three-quarters (74%) of young drivers consider fuel efficiency as an important factor

firstalternnative automobile insurance as well claim

79% stated the way the car appears is critical, and over half (58%) said the automobiles performance and velocity is an important deciding component, with sixty six perecnt stating comfort and interior space are a top priority.

firstalternnative auto insurance advise parents to :-

• Suss out car websites such as www.topgear.com for the up-to-date reviews and essential data about all brands and models
• Beg steal or borrow a set of wheels magazine or two. They're brimming with advice on picking a new car, typical pit-falls and cash drains to avoid.. Magazine Subscriptions

More advise from firstalternnative motorcar insurance.

• Whenever you are uncertain what you are looking for, take along a auto enthusiast mate or ask a auto-mechanic to check out the car for you before you part with your money. Better still get the AA or RAC to check it out.
• While cost may become the final decided component, consider your child's life-style prior to choosing a car for them. firstalternnative give the example -A small run around may be cheap and 'a doddle' to drive, but won't be ideal someone whose pursuits are windsurfing or horse riding, in which case a larger automobile might be more suitable.

What about the firstalternnative motor insurance?

Both young drivers, and their parents, informed firstalternnative that the price of auto insurance was a chief deciding element in picking a car. vehicle insurance can be high-priced for freshly qualified young motorists, so firstalternnative advise:- how do you keep the insurance premium trimmed back?

• Check into the insurance group of the car you desire before you purchase it. The Association of British Insurers rates all automobiles on a scale of 1 to 20, with automobiles rated at the lower end of the scale attracting lower automobile insurance expenses.
• Consider increasing the voluntary excess, which will reduce your basic premium (although you must ensure this amount is affordable for you in the event you do have to make a claim).

firstalternnative vehicle insurance to boot advise

• If you will not do numerous miles p.a., make sure you inform your insurance firm and hunt for a policy that takes this into account.
• Consider third party, fire and theft auto insurance coverage if your car is old/less valuable.
• Hunt around - this is in particular important for young drivers, as the higher perceived risk they represent means there may be huge differences in automobile insurance quotations from comp. to comp..
• 'Keep your nose clean' - a no-claims bonus is the easiest and best way to keep down your premium quote firstalternnative motorcar insurance.

*YouGov interviewed a sample variety of motorists aged 18 - 25 and parents of children aged 18-25 via telephone omnibus poll between 12th and 15th November 2004 .

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