FIRST ALTERNATIVE

EXTRACT FROM firstlaternative PRESS RELEASE

22/11/2004

Purchasing your child a car for Christmas?

firstlaternative motor insurance advises parents on assuring it's a cracker not a turkey

Parents normally assist their newly roadworthy children to choose an auto, yet up to date research from firstlaternative motorcar insurance displays that if you are planning on surprising your child with a new motorcar this Yuletide, you must purchase cautiously to make sure your good-hearted present doesn't stall at the first corner.

Economical or attention-getting?
firstlaternative car insurance undertook a comprehensive independent report* of young motorists to study what features they might reckon essential in a first car.

The firstlaternative auto insurance report divulged;-

• that 84% stated dependability as an essential deciding element, to keep away from the necessity for expensive repair charges
• the cost of vehicle insurance is significant on the agenda, with 81% expressing they would take this into consideration
• well-nigh three-quarters (seventy four percent of young car owners consider fuel efficiency as an essential element

firstlaternative automobile insurance additionally claim

seventy-nine per cent said the way the car appears is important, and over half (58%) declared the autos performance and velocity is an imperative deciding factor, with sixty six perecnt stating comfort and interior area are a top priority.

firstlaternative motor insurance advise parents to :-

• Look into motoring websites such as www.topgear.com for the most recent reviews and essential information about all brands and models
• Beg steal or borrow a motor magazine or two. They're full of advice on choosing a new car, common pit-falls and money drains to look out for. Magazine Subscriptions

Further advise from firstlaternative car insurance.

• In case you are a little bewildered over what you are looking for, take along a vehicle enthusiast mate or ask a car-mechanic to assess the car for you before you part with your cash. Better still get the AA or RAC to check it out.
• Even though cost may become the concluding decided component, regard your child's lifestyle before choosing a motor for them. firstlaternative give the example -A small saloon may be cheap and 'a breeze' to drive, but won't be convenient someone whose hobbies are windsurfing or horse riding, whereas a larger car can be more suitable.

What about the firstlaternative auto insurance?

Both young drivers, and their parents, informed firstlaternative that the cost of auto insurance was a key deciding element in picking a car. automobile insurance can be dear for recently qualified young drivers, so firstlaternative advise:- how do you keep the cost down?

• Check up on the insurance group of the car you want before you purchase it. The Association of British Insurers grades all autos on a scale of 1 to 20, with autos rated at the lower end of the scale drawing lower vehicle insurance costs.
• Consider increasing the voluntary excess, which will reduce your basic premium (however you must ensure this amount is affordable for you in the outcome you do have to make a claim).

firstlaternative motor insurance additionally advise

• If you won't do numerous miles per year, be sure you notify your insurance firm and hunt for a policy that takes this into consideration.
• Consider third party, fire and theft auto insurance coverage if your car is old/less valuable.
• Hunt around - this is specially important for young drivers, as the higher perceived risk they exemplify means there may be huge differences in motor insurance quotes from company to company.
• 'Keep your nose clean' - a no-claims bonus is the easiest and best way to reduce your premium figure firstlaternative motorcar insurance.

*YouGov interviewed a sample selection of motorists aged 18 - 25 and parents of children aged 18-25 via telephone omnibus report between 12th and 15th November 2004 .

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