FIRST ALTERNATIVE

EXTRACT FROM fisrtalternative PRESS RELEASE

22/11/2004

Buying your child a car for Christmas?

fisrtalternative vehicle insurance advises parents on ensuring it's a cracker not a turkey

Parents frequently aid their freshly road worthy children to find a car, yet up to date polls performed on behalf of fisrtalternative vehicle insurance reveals that if you're planning on surprising your child with a new set of wheels this Christmastime, you need to buy carefully to ensure your generous gift does not stall at the first hurdle

Economical or attention-getting?
fisrtalternative automobile insurance undertook a comprehensive independent report* of young drivers to study what features they may view important in a first car.

The fisrtalternative auto insurance report exposed;-

• that eighty four percent said reliableness as an important deciding factor, to stay away from the necessity for expensive repair bills
• the cost of motor insurance is significant on the agenda, with eighty one percent expressing they would take this into consideration
• about three-quarters (74%) of young drivers see fuel efficiency as an essential element

fisrtalternative car insurance in addition claim

seventy-nine per cent stated the way the car looks is important, and over half (fifty eight percent expressed the motorcars performance and speed is an essential deciding factor, with two thirds saying comfort and interior space are a top priority.

fisrtalternative motorcar insurance advise parents to :-

• Check into motoring internet sites such as www.topgear.com for the most recent reviews and essential information about all makes and models
• Beg steal or borrow a vehicle magazine or two. They're plentiful with advice on selecting a new car, common pit-falls and cash drains to be aware of.. Magazine Subscriptions

Other advise from fisrtalternative motorcar insurance.

• In case you are in two minds as to what you are looking for, with you a set of wheels enthusiast mate or ask a mechanic to evaluate the car for you prior to you part with your money. Better still get the AA or RAC to check it out.
• Even though cost might become the concluding decided component, consider your child's life-style before choosing a motorcar for them. fisrtalternative give the example -A small run around may be cheap and simple to drive, but won't be ideal someone whose pastimes are windsurfing or horse riding, where a bigger motorcar might be more suitable.

What about the fisrtalternative car insurance?

Both young drivers, and their parents, told fisrtalternative that the expense of vehicle insurance was a chief deciding element in picking a car. car insurance can be pricy for newly qualified young motorists, so fisrtalternative advise:- how do you keep the premium trimmed back?

• Check out the insurance group of the car you want before you acquire it. The Association of British Insurers ranks all motorcars on a scale of 1 to 20, with motorcars rated at the lower end of the scale pulling lower vehicle insurance premiums.
• Consider increasing the voluntary excess, which will reduce your basic premium (however you must ensure this amount is affordable for you in the outcome you do have to make a claim).

fisrtalternative motor insurance in addition advise

• If you won't do many miles per annum, be sure you notify your provider and search for a policy that takes this into account.
• Consider third party, fire and theft motor insurance coverage if your car is old/less valuable.
• Search around - this is specially important for young drivers, as the higher perceived risk they present means there can be great differences in motor insurance quotations from comp. to comp..
• 'Keep your nose clean' - a no claims bonus is the easiest and best way to subdue your premium quote fisrtalternative vehicle insurance.

*YouGov interviewed a random selection of motorists aged 18 - 25 and parents of children aged 18-25 via phone omnibus report between 12th and 15th Nov 2004 .

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