FIRST ALTERNATIVE

EXTRACT FROM forst alternative PRESS RELEASE

22/11/2004

Buying your child a car for Christmas?

forst alternative car insurance advises parents on checking it's a cracker not a turkey

Parents frequently help out their recently roadworthy children to choose a motor, nevertheless up to date opinion polls performed on behalf of forst alternative motor insurance establishes that if you're planning on surprising your child with a fresh auto this Noel, you must buy with caution to ensure your kind gift doesn't stall at the first hurdle

Economical or eye catching?
forst alternative automobile insurance undertook a comprehensive independent survey* of young motorists to study what functions they would believe essential in a first car.

The forst alternative vehicle insurance survey showed;-

• that 84% stated dependableness as an important deciding factor, to avoid the necessity for expensive repair charges
• the cost of auto insurance is high on the agenda, with 81% stating they would take this into consideration
• almost three-quarters (74%) of young drivers see fuel efficiency as an important element

forst alternative motorcar insurance likewise claim

79% said the way the car looks is critical, and over half (58%) said the vehicles performance and velocity is an essential deciding component, with sixty six perecnt stating comfort and interior space are a top priority.

forst alternative car insurance advise parents to :-

• Suss out motorcar websites such as www.topgear.com for the up-to-date reviews and essential data about all brands and models
• Beg steal or borrow a automobile magazine or two. Most are bursting with advice on picking a new car, common pit-falls and cash drains to avoid.. Magazine Subscriptions

Extra advise from forst alternative auto insurance.

• In case you're perplexed as to what you are looking for, with you a motorcar enthusiast pal or ask a automobile mechanic to check out the car for you prior to you part with your cash. Better still get the AA or RAC to check it out.
• Although cost might become the ultimate decided component, consider your son or daughter's lifestyle before choosing a motor for them. forst alternative give the example -A small saloon may be cheap and easy to drive, but won't suit someone whose hobbies are windsurfing or horse riding, where a bigger motorcar may be more suitable.

What about the forst alternative car insurance?

Both young drivers, and their parents, informed forst alternative that the cost of motorcar insurance was a principal deciding component in selecting a car. vehicle insurance can be costly for recently qualified young motorists, so forst alternative advise:- how do you keep the premium lower?

• Substantiate the insurance group of the car you want before you buy it. The Association of British Insurers rates all motorcars on a scale of 1 to 20, with motorcars rated at the lower end of the scale attracting lower car insurance prices.
• Consider increasing the voluntary excess, which will reduce your basic premium (whilst you must ensure this amount is affordable for you in the outcome you do have to make a claim).

forst alternative motorcar insurance in addition advise

• If you will not do many miles annually, be sure you inform your provider and hunt for a policy that takes this into consideration.
• Consider 3rd party, fire and theft motorcar insurance cover if your car is old/less valuable.
• Shop around - this is particularly important for young car owners, as the higher perceived risk they represent means there may be vast differences in automobile insurance prices from comp. to comp..
• 'Keep your nose clean' - a no-claims bonus is the easiest and best way to subdue your premium quote forst alternative vehicle insurance.

*YouGov interviewed a sample selection of motorists aged 18 - 25 and parents of children aged 18-25 via phone omnibus survey between 12th and 15th Nov 2004 .

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