FIRST ALTERNATIVE

EXTRACT FROM furstalternative PRESS RELEASE

22/11/2004

Getting your child a car for Xmas?

furstalternative vehicle insurance suggests parents on ascertaining it's a cracker not a turkey

Parents typically aid their newly road worthy children to find an auto, but up to date public opinion polls commissioned by furstalternative motor insurance reveals that if you're planning on surprising your child with a fresh auto this Xmas, you need to purchase carefully to make sure your generous present does not stall at the first turning point

Economical or cool?
furstalternative motorcar insurance undertook a comprehensive independent survey* of young drivers to attempt to establish what features they may reckon important in a first car.

The furstalternative auto insurance survey revealed;-

• that eighty four percent stated reliableness as an important deciding element, to stay away from the need for costly repair charges
• the cost of automobile insurance is high on the agenda, with 81% saying they would take this into consideration
• almost three-quarters (74%) of young motorists consider fuel efficiency as an essential element

furstalternative car insurance also claim

79% said the way the car appears is important, and over half (58%) declared the automobiles performance and speed is an imperative deciding component, with 66% expressing comfort and interior space are a top priority.

furstalternative automobile insurance advise parents to :-

• Check out motorcar web sites such as www.topgear.com for the latest reviews and essential info about all brands and models
• Beg steal or borrow a motorcar magazine or two. Most are brimming with advice on picking a new car, most common pit-falls and money drains to avoid.. Magazine Subscriptions

Supplementary advise from furstalternative motorcar insurance.

• In case you're in a pickle deciding what you are looking for, with you a vehicle enthusiast acquaintance or ask a mechanic to checkout the car for you pre you part with your money. Better still get the AA or RAC to check it out.
• Even though cost could become the concluding decided factor, regard your son or daughter's lifestyle prior to choosing a vehicle for them. furstalternative give the example -A small saloon may be cheap and 'a doddle' to drive, but will not suit someone whose pastimes are wind surfing or horse riding, in which case a larger vehicle would be more suitable.

What about the furstalternative auto insurance?

Both young car owners, and their parents, told furstalternative that the price of automobile insurance was a key deciding factor in choosing a car. vehicle insurance can be costly for recently qualified young drivers, so furstalternative advise:- how do you keep the premium down?

• Affirm the insurance group of the car you want before you purchase it. The Association of British Insurers rates all automobiles on a scale of 1 to 20, with automobiles rated at the lower end of the scale attracting lower motorcar insurance prices.
• Consider increasing your voluntary excess, which will cut down your basic premium (however you must make sure this amount is affordable for you in the event you do have to make a claim).

furstalternative vehicle insurance also advise

• If you will not do numerous miles annually, be sure you inform your insurance company and look for a policy that takes this into account.
• Consider 3rd party, fire and theft automobile insurance protection if your car is old/less valuable.
• Hunt around - this is particularly important for young motorists, as the higher perceived risk they stand for means there might be vast differences in car insurance quotations from insurance firm to insurance firm.
• 'Keep your nose clean' - a no claims discount is the easiest and best way to cut back your premium quote furstalternative car insurance.

*YouGov interviewed a random choice of motorists aged 18 - 25 and parents of children aged 18-25 via phone omnibus survey between 12th and 15th Nov 2004 .

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