FIRST ALTERNATIVE

EXTRACT FROM irst alternative PRESS RELEASE

22/11/2004

Buying your child a car for Christmas?

irst alternative motor insurance advises parents on seeing to it it's a cracker not a turkey

Parents normally aid their recently road worthy children to buy an automoblie, however just released opinion polls performed on behalf of irst alternative motorcar insurance shows that if you are planning on surprising your child with a new set of wheels this Noel, you must purchase carefully to make sure your generous present doesn't stall at the first hurdle

Economical or eye catching?
irst alternative automobile insurance undertook a comprehensive independent report* of young drivers to investigate what characteristics they might consider imperative in a first car.

The irst alternative auto insurance report displayed;-

• that 84% stated reliableness as an essential deciding factor, to stay away from the necessity for costly repair charges
• the cost of vehicle insurance is significant on the agenda, with eighty one percent saying they would take this into consideration
• nearly three-quarters (74%) of young motorists see fuel efficiency as an important element

irst alternative car insurance as well claim

79% stated the way the car appears is critical, and over half (58%) expressed the automobiles performance and speed is an imperative deciding component, with 66% stating comfort and interior area are a top priority.

irst alternative vehicle insurance advise parents to :-

• Look into auto websites such as www.topgear.com for the most recent reviews and important info about all makes and models
• Obtain a car magazine or two. They're full of advice on picking a new car, most common pit-falls and cash drains to look out for. Magazine Subscriptions

Other advise from irst alternative vehicle insurance.

• On the chance that you are in a dilemma as to what you're looking for, with you a auto enthusiast friend or ask a car-mechanic to look over the car for you prior to you part with your cash. Better still get the AA or RAC to check it out.
• Although cost might become the final decided element, view your son or daughter's lifestyle prior to choosing a motor for them. irst alternative give the example -A small saloon may be cheap and 'a breeze' to drive, but won't suit someone whose pastimes are windsurfing or horse riding, in which case a bigger motorcar can be more suitable.

What about the irst alternative automobile insurance?

Both young motorists, and their parents, informed irst alternative that the price of motor insurance was a chief deciding ingredient in choosing a car. motor insurance can be pricy for newly qualified young drivers, so irst alternative advise:- how do you keep the insurance premium reduced?

• Suss out the insurance group of the car you want before you purchase it. The Association of British Insurers grades all motorcars on a scale of 1 to 20, with motorcars rated at the lower end of the scale attracting lower auto insurance premiums.
• Consider increasing your voluntary excess, which shall prune your basic premium (although you must ensure this amount is affordable for you in the result you do have to make a claim).

irst alternative vehicle insurance additionally advise

• If you will not do several miles yearly, be sure you advise your insurer and hunt for a policy that takes this into consideration.
• Consider 3rd party, fire and theft automobile insurance coverage if your car is old/less valuable.
• Search around - this is especially important for young car owners, as the higher perceived risk they symbolize means there may be great differences in car insurance quotes from company to company.
• 'Keep your nose clean' - a no claims bonus is the easiest and best way to keep down your premium rate irst alternative vehicle insurance.

*YouGov interviewed a sample variety of drivers aged 18 - 25 and parents of children aged 18-25 via telephone omnibus report between 12th and 15th Nov 2004 .

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