FIRST ALTERNATIVE

EXTRACT FROM irstalternative PRESS RELEASE

22/11/2004

Getting your child a car for Xmas?

irstalternative car insurance suggests parents on checking it's a cracker not a turkey

Parents normally give a helping hand to their newly road worthy children to purchase a motor, all the same just released reports completed for irstalternative motor insurance reveals that if you are planning on surprising your child with a fresh vehicle this Yuletide, you must buy carefully to ensure your kind gift does not stall at the first turning point

Economical or attention-getting?
irstalternative vehicle insurance undertook a comprehensive independent survey* of young motorists to investigate what functions they would reckon important in a first car.

The irstalternative auto insurance survey showed;-

• that eighty four percent said dependability as an essential deciding component, to avoid the need for expensive repair expenses
• the cost of motorcar insurance is significant on the agenda, with 81% stating they would take this into consideration
• almost three-quarters (74%) of young car owners consider fuel efficiency as an essential component

irstalternative automobile insurance also claim

seventy-nine per cent said the way the car appears is vital, and over half (58%) stated the autos performance and velocity is an essential deciding factor, with sixty six perecnt expressing comfort and interior area are a top priority.

irstalternative motorcar insurance advise parents to :-

• Check car internet sites such as www.topgear.com for the up-to-the-minute reviews and essential information about all brands and models
• Beg steal or borrow a motor magazine or two. Most are full of advice on selecting a new car, most common pit-falls and cash drains to be aware of.. Magazine Subscriptions

Extra advise from irstalternative vehicle insurance.

• Whenever you're uncertain what you're looking for, with you a motorcar enthusiast acquaintance or ask a car-mechanic to check the car for you before you part with your money. Better still get the AA or RAC to check it out.
• Even though cost may become the elemental decided component, consider your child's lifestyle before choosing a vehicle for them. irstalternative give the example -A small run around may be cheap and 'a walk in the park' to drive, but will not be convenient someone whose hobbies are windsurfing or horse riding, whereas a bigger car may be more suitable.

What about the irstalternative vehicle insurance?

Both young drivers, and their parents, informed irstalternative that the cost of motor insurance was a principal deciding component in picking a car. car insurance can be high-priced for recently qualified young drivers, so irstalternative advise:- how do you keep the cost down?

• Confirm the insurance group of the car you want before you acquire it. The Association of British Insurers ranks all automobiles on a scale of 1 to 20, with automobiles rated at the lower end of the scale drawing lower vehicle insurance prices.
• Consider increasing the voluntary excess, which shall trim your basic premium (whilst you must ensure this amount is affordable for you in the result you do have to make a claim).

irstalternative motorcar insurance likewise advise

• If you won't do many miles yearly, make sure you tell your insurance company and look for a policy that takes this into account.
• Consider 3rd party, fire and theft vehicle insurance cover if your car is old/less valuable.
• Hunt around - this is in particular important for young drivers, as the higher perceived risk they stand for means there might be great differences in motor insurance prices from comp. to comp..
• 'Keep your nose clean' - a no-claims discount is the easiest and best way to bring down your premium quote irstalternative car insurance.

*YouGov interviewed a random selection of drivers aged 18 - 25 and parents of children aged 18-25 via phone omnibus survey between 12th and 15th November 2004 .

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